The Financial and Monetary Policy and Regulation Board (JPRFM) issued the Regulation for Access to Financing for Women Entrepreneurs, a transformative regulation that facilitates access to credit for this segment of the population. The regulation establishes principles and guidelines for financial institutions in the public, private, and social and solidarity economy sectors to develop preferential financial products with a gender approach.

The regulation empowers financial institutions to incorporate accessibility, inclusion, and gender perspective criteria into their lending policies. Furthermore, it promotes the design of products tailored to the realities of women-led businesses, with simplified requirements, guarantees aligned with the applicants’ profiles, and credit terms adjusted to the nature of their businesses.

This regulation is a necessary step toward reducing gaps in the financial system. It opens up greater financing opportunities for women entrepreneurs registered in the National Registry of Entrepreneurship, Innovation, and Competitiveness. Furthermore, it promotes the use of guarantee funds and inclusive financial technologies to expand access to financial services, especially in rural areas or those with limited banking coverage. Similarly, the resolution encourages financial education and training programs, as well as clear and accessible information on the terms and conditions of financial products.

The Financial and Monetary Policy and Regulation Board, with technical support from the Central Bank of Ecuador, continues to promote regulations aimed at strengthening financial inclusion and the productive development of Ecuadorian women.

See the full regulation: JPRFM-2026-008-F