Jorge Ponce Donoso
GENERAL MANAGER
He is a Commercial Engineer from the Universidad del Pacífico (1999) and a Master in Business Administration (MBA) from the Pontifical Catholic University of Chile (2004). He obtained a Technology degree in Finance from Junior College (1996).
He joined the Central Bank of Ecuador on July 18, 1988. He began his work in the Issuance Department, later in the External Credits, Money and Exchange Tables Deputy Management Office as a trader and head of the Treasury Department. He also worked as a trader of the International Reserve Portfolio, in the Investments Directorate, as a trader of the Reserve Investment Portfolio, Director of Investments and National Director of Reserve Management; and, finally, in the Directorate of Monetary and Financial Programming and Regulation as Head of Regulation Management.
He currently works as Deputy General Manager of the Central Bank of Ecuador.
John Arroyo
PAYMENT METHODS AND INTERNATIONAL SERVICES MANAGER
Electronic Payment Specialist. He holds diplomas from the Monterrey Institute of Technology in Internet-Based Business, Business Management, and Strategic Sales Management.
He has professional experience in the design, development, and implementation of clearing and settlement systems for electronic payment methods, switching systems and transaction monitoring, business models for electronic payment services, banking operations, project management, operational risk assessment, cybersecurity, and regulations applied to the financial system.
During his work experience in the private sector, he has held positions such as General Manager of Banred, Vice President of Digital Transformation, Consultant, and Project Leader. He was Deputy Manager of Systems Development and Director of National Banking Services at the Central Bank of Ecuador.
Gina Torres Cumbicus
MANAGER OF ECONOMIC STUDIES AND STATISTICS
She holds a degree in Economics and Finance from the National Polytechnic School. She holds a Bachelor’s degree in Economics from the Jean Monnet University in France. She is a Finance Specialist and holds a Master’s degree in Finance and Risk Management from the Simón Bolívar Andean University.
She has 12 years of experience in the public and private sectors. She began her professional career at Insotec and Banco General Rumiñahui. In the public sector, she has held leadership positions such as Director of Economic Outlook and Director of Market Risk and Liquidity. At the Central Bank of Ecuador, she has worked as a Specialist and Director of Monetary and Financial Programming and Regulation.
Pablo Grijalva Bautista
INVESTMENT AND INTERNATIONAL SERVICES MANAGER
He holds a degree in Commercial Engineering with a specialization in Finance and Marketing from the Polytechnic University of the Army and a Master’s in Business Administration with a specialization in Finance from Campbell University in the United States. He is also a Systems Analyst and Programming Technologist at ESPE.
He has extensive experience in the public and private sectors. He is an expert in the management and investment of financial assets in international and domestic financial markets.
He has 20 years of experience managing the Reserves of the Central Bank of Ecuador, where he also held important positions such as Director of Investments, National Director of Reserve Management, Head of International Financial Risks, Trader at the Money and Exchange Desk, and Internal Auditor, among others.
He was National Manager of Risk and Revenue Assurance at the National Telecommunications Corporation (CNT EP), Superintendent of Control and Intervention of Quito at the Superintendency of Companies, and General Manager of the Grijalva Espín economic group.
Olga Lucía Delgado Del Hierro
Risk Manager
She holds a degree in Financial Engineering from SEK International University, with a minor in International Business. She holds a Master’s degree in Financial Risk from the National Polytechnic School and a Master’s degree in Business Administration from KAIST (Korean Advanced Institute of Science and Technology), with a specialization in Finance.
Throughout her career of more than 15 years in the financial field, she has developed technical and strategic skills in financial stability and risk management; and has collaborated on research projects and development of mechanisms for generating early warnings in the private financial sector.
As Risk Manager at the Central Bank of Ecuador, she leads comprehensive institutional risk management, coordinating the identification, evaluation, monitoring, and control of the risks facing the entity. Previously, she was National Director of Monetary Species (2019-2021), leading multidisciplinary teams and leading the planning and distribution of cash in the country.
She served as a Systemic Risk Expert (2014-2019, 2021-2024), focusing on developing a financial stability framework, generating early warnings, and technical analysis of systemic risk. As a Financial Risk Manager and Analyst (2008-2014), she was responsible for data management and cleansing, developing analytical tools, and applying statistical and econometric models to assess concentration limits, market, and counterparty risk.